Author: rlt-seth-acrisure

Your employees’ health and well-being matters to you. That’s why you entrusted Wallstreet Group to help design your group medical plan. Though dental coverage is not included in your company’s current insurance program, it can be a key factor to helping ensure the competitiveness of your employee benefits package and overall satisfaction of your team.

You have many options when it comes to adding dental coverage—but not all of them fit the needs of your business or the needs of your employees. That’s why choosing the right dental coverage broker is so important.

Wallstreet Group Helps Secure Dental Coverage You Can Count On:

1. We know your business and employees.
   Unlike big-box ancillary benefits providers, Wallstreet Group truly understands your business and your employee benefit needs. This insight allows us to help you design an add-on that best complements your existing group medical coverage.
   
   We do not offer “one-size-fits-all” plans. Your agent can help design a package that encompasses more than one type of dental plan to give your employees greater flexibility to fit their specific needs and budget. These may include options for dental health maintenance organizations (DHMO), dental preferred provider organizations (DPPO) and indemnity (fee-for-service).
   
   
2. We’re familiar with dental care in Jefferson City.
   To most big-box benefits brokers, healthcare providers are just names and rates in a database. As your local group medical broker, we have a deep understanding of the dentists in this market—they’re our dentists, too!
   
   Your local Wallstreet Group agent uses this information to help design a dental policy to ensure your employees have options for their specific needs, from cavities to root canals to more advanced orthodontics. Additionally, your agent is happy to share tips to help your employees pick the right option.
   
   
3. We make it easy for you and your employees to manage all health benefits.
   Securing dental benefits through your group medical broker helps simplify things for you and your employees. Wallstreet Group can help coordinate across all plans and provide a seamless, “big picture” view of all medical, pharmacy, dental and other employee benefits. As a business leader, this gives you the ability to manage costs and healthcare options holistically, which can often have a healthier impact on your bottom line.

Additionally, for your employees, a bundled health approach helps enhance care at every stage. They can access all of the information they need from a central source, making it simple to request ID cards, check coverage, submit claims and more. With critical information at their fingertips and our dedicated agents just a phone call away, employees are better positioned to meet their wellness goals—resulting in a healthier, happier and more productive workforce.

When it comes to your employees’ health, every minute matters. Connect with Wallstreet Group today to discuss options for customized dental coverage that fit with your company’s existing group medical plan. 

Important Information:

For additional information, please visit our website at www.wallstreetins.com. Products or services identified herein may not be available in all jurisdictions. The information and descriptions contained herein (a) are not necessarily intended to be complete descriptions of all applicable terms, conditions, and exclusions of the policies referenced, (b) are provided solely for general informational purposes, and (c) should not be viewed as a substitute for legal, regulatory, or other advice on any particular issue or for any particular reason. The advice of a professional should always be obtained before purchasing any insurance product or service, and you should not rely on the information provided herein for the prevention or mitigation of risks or as a full and complete explanation of coverage under any insurance policy. While the information contained herein has been compiled from sources believed to be reliable, no warranty, guarantee, or representation, either expressed or implied, is made as to the correctness or sufficiency of any representation contained herein.

High-profile cyber attacks on companies such as Target (https://www.target.com/) have raised awareness of the growing threat of cyber crime. Recent surveys conducted by the U.S. Small Business Administration (https://www.sba.gov/managing-business/cyber security) suggest that many small business owners are still operating under a false sense of cyber security based on their company’s size.

When it comes to cyber attacks, small does not equate with safe. In fact, a cyber attack could be even more detrimental to a small business than to a large corporation. The National Cyber  Security Alliance (https://staysafeonline.org/) reports that 60 percent of small and mid-sized businesses go out of business within six months of an attack.

According to Cybersecurity Ventures (https://cybersecurityventures.com/), costs related to ransomware demands and damages is estimated to reach $20 billion per year by 2021. Can your company afford the costs, loss of productivity, and public relations fallout associated with a cyber attack?

Start Simple

 

Even if you don’t currently have the resources to bring in an outside expert to test your computer systems and make security recommendations, you should take action to help reduce your risk of falling victim to a cyber attack.

 

1. Train employees, emphasizing confidentiality and integrity.
2. Install, use, and regularly update antivirus and antispyware software on all business computers and devices.
3. Use a firewall for your internet connection to prevent unauthorized private network access.
4. Download and install software updates for your operating systems and applications as available.
5. Make frequent backup copies of important business data and information.
6. Control physical access to your computers and network components based on need and job responsibilities.
7. Secure your wi-fi networks and create a secondary connection for visitors.
8. Require individual user accounts for each employee to eliminate sharing login information and unintentionally exposing access to uninvited users.
9. Limit employee access to data and information and restrict authority to install software.
10. Regularly change and securely store passwords.